Finance available

Finance available


Can I get credit?

Our credit facilities are subject to the credit lender’s Terms & Conditions.

The following is a list of criteria necessary to qualify for a Personal Finance Loan when making a purchase at Bedrooms & Beds.


  • You need to be aged 18 years or over
  • You must have a bank or building society account
  • You must be a permanent UK resident (and have been living in the UK for at least 12 months)
  • You need to be in permanent paid employment, self-employed or retired with a pension
  • You must have a good credit history

It will also be helpful if you have the following information to hand when applying for a loan;

  • Annual income
  • Employment details
  • Bank account details
  • Last 5 years address history


How much do I need to spend to qualify for Finance?

If you are spending over £500 anywhere in store you can spread the cost with 12 easy interest free monthly payments*.

Subject to status and minimum spend on participating departments. Other exclusions apply.