Can I get credit?
Our credit facilities are subject to the credit lender’s Terms & Conditions.
The following is a list of criteria necessary to qualify for a Personal Finance Loan when making a purchase at Bedrooms & Beds.
- You need to be aged 18 years or over
- You must have a bank or building society account
- You must be a permanent UK resident (and have been living in the UK for at least 12 months)
- You need to be in permanent paid employment, self-employed or retired with a pension
- You must have a good credit history
It will also be helpful if you have the following information to hand when applying for a loan;
- Annual income
- Employment details
- Bank account details
- Last 5 years address history
How much do I need to spend to qualify for Finance?
If you are spending over £500 anywhere in store you can spread the cost with 12 easy interest free monthly payments*.
Subject to status and minimum spend on participating departments. Other exclusions apply.